OWNERSHIP & ACCESS OPTIONS
Full Aircraft Ownership
(Financed Purchase)
Financing enables individuals or businesses to own an aircraft outright while spreading capital cost over time.
Pros:
- Full operational control and scheduling flexibility
- Ability to customize and equip the aircraft
- Long-term equity and resale value
- Predictable access regardless of utilization
Cons:
- Higher upfront and ongoing costs
- Responsibility for maintenance, crew, and management
- Exposure to market value fluctuations
Best suited for owners with consistent usage and specific mission requirements.
Fractional Ownership
Fractional ownership allows buyers to purchase a share of an aircraft managed by a third-party provider, with access based on allocated flight hours.
Pros:
- Lower capital investment than full ownership
- Professional management and maintenance
- Predictable annual costs
Cons:
- Limited scheduling flexibility during peak periods
- Less aircraft customization
- Long-term contracts and exit restrictions
Often appropriate for buyers seeking regular access without full ownership responsibilities.
Jet Cards
Jet cards provide prepaid flight hours on a specific aircraft category without ownership.
Pros:
- No ownership or asset risk
- Simple, predictable pricing
- Short-term commitment
Cons:
- Higher hourly cost
- No equity or resale value
- Availability may vary by provider and market conditions
Jet cards work well for buyers with lower annual flight hours or variable travel needs.
Leasing Options
Leasing provides aircraft access without full ownership, structured as operating or finance leases depending on objectives.
Pros:
- Reduced upfront capital requirements
- Potential tax advantages
- Flexibility for shorter-term needs
Cons:
- Limited control compared to ownership
- No long-term equity in operating leases
- Lease terms may restrict usage
Leasing can be effective for transitional needs or specific operational timelines.
Strategic Financing Starts with a Conversation.
Whether you’re purchasing, refinancing, or exploring ownership options, First Texas Capital is here to help you structure the right solution. Let’s discuss your mission, your timeline, and the structure that makes the most sense.
